66 Wise & Inspiring Quotes About Lending (LOAN)

December 2, 2023December 2, 2023

Dive into the fascinating and complex world of finance with our specially curated collection. This anthology provides a rich tapestry of insights and wisdom, drawing from the experiences and perspectives of renowned financial experts, successful entrepreneurs, and even literary savants.

Each quote serves as a beacon, shedding light on the multifaceted nature of lending. They explore the inherent risks, rewards, ethical dilemmas, and the human elements that are deeply intertwined in the process of lending and borrowing.

This collection isn’t just about financial advice; it’s about understanding the intricate relationship between lender and borrower, exploring the impact of loans on our lives, and gaining insights into how lending can shape our financial health and well-being.

Top 13 Most Famous Quotes on Lending (BEST)

“The invention of money opened a new field to human avarice by giving rise to usury and the practice of lending money at interest while the owner passes a life of idleness.”
Pliny the Elder

If you would know the value of money, go and try to borrow some. - Benjamin Franklin — If you would know the value of money, go and try to borrow some. – Benjamin Franklin

Neither a borrower nor a lender be, for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry. - William Shakespeare — Neither a borrower nor a lender be, for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry. – William Shakespeare

A bank is a place that will lend you money if you can prove that you don't need it. - Bob Hope — A bank is a place that will lend you money if you can prove that you don’t need it. – Bob Hope

“Everyone has a salary. Everyone has hopes and dreams for where they can invest their money. Everyone wants to do the best they can with it, and they don’t want to be subjected to any sort of predatory lending.”
Dede Gardner

A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain. - Mark Twain — A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain. – Mark Twain

People cannot live by lending money to one another. - John Ruskin — People cannot live by lending money to one another. – John Ruskin

Don't borrow money from a neighbor or a friend, but of a stranger where, paying for it you shall hear of it no more. - William Cecil, 1st Baron Burghley — Don’t borrow money from a neighbor or a friend, but of a stranger where, paying for it you shall hear of it no more. – William Cecil, 1st Baron Burghley

Debt is the slavery of the free man. - Publilius Syrus — Debt is the slavery of the free man. – Publilius Syrus

“The rich nations of the world are acting like ancient usurers, lending money to the desperate poor on terms that cannot possibly be met and, thus, steadily acquiring more and more control over the lives and assets of the poor.”
William Greider

We are lending money we don't have to kids who can't pay it back to train them for jobs that no longer exist. That's nuts. - Mike Rowe — We are lending money we don’t have to kids who can’t pay it back to train them for jobs that no longer exist. That’s nuts. – Mike Rowe

If you are in banking and lending, surprise outcomes are likely to be negative for you. - Nassim Nicholas Taleb — If you are in banking and lending, surprise outcomes are likely to be negative for you. – Nassim Nicholas Taleb

No, Sir, you will have much more influence by giving or lending money where it is wanted, than by hospitality. - Samuel Johnson — No, Sir, you will have much more influence by giving or lending money where it is wanted, than by hospitality. – Samuel Johnson

17 Wise Quotes on Lending Money from Banks

“If anything, the bailouts actually hindered lending, as banks became more like house pets that grow fat and lazy on two guaranteed meals a day than wild animals that have to go out into the jungle and hunt for opportunities in order to eat.”
Matt Taibbi

And let the Fed sell bonds to bring bank reserves back down to required reserve levels, so we have restraint on bank lending and bank issuances of liability. - Arthur Laffer — And let the Fed sell bonds to bring bank reserves back down to required reserve levels, so we have restraint on bank lending and bank issuances of liability. – Arthur Laffer

Money lending is a horrible profession. If we are to call it otherwise it is lawful plundering. - Periyar E. V. Ramasamy — Money lending is a horrible profession. If we are to call it otherwise it is lawful plundering. – Periyar E. V. Ramasamy

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain. - Robert Frost — A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain. – Robert Frost

“In my own work, I have written about how our public sector bank officials avoid making any new lending decisions – because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.”
Abhijit Banerjee

My history of lending money from banks is that they want to know the ins and outs of the backside of a duck. - Alan Sugar — My history of lending money from banks is that they want to know the ins and outs of the backside of a duck. – Alan Sugar

Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans. - Elizabeth Warren — Banks were once places to hold money and were very careful in lending to finance families as they built a future – bought homes, bought cars, took out student loans. – Elizabeth Warren

“Banks are slowly but surely lending again, and never again will taxpayers foot the bill for Wall Street’s excesses. In case we forgot, that was the change we believed in. That was the change we fought for. That was the change President Obama delivered.”
Rahm Emanuel

Many of the smaller banks have had to get to the point where they now have more compliance people than they have lending offices. That's crazy. - Wilbur Ross — Many of the smaller banks have had to get to the point where they now have more compliance people than they have lending offices. That’s crazy. – Wilbur Ross

Banks provide payment systems, core deposit and lending facilities that enable us to manage our day to day affairs. - Chuka Umunna — Banks provide payment systems, core deposit and lending facilities that enable us to manage our day to day affairs. – Chuka Umunna

“We need a new British business bank with a clean balance sheet and an ability to expand lending rapidly to the manufacturers, exporters and high-growth companies that power our economy. Today I can announce we will have one.”
Vince Cable

The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly. - Ben Stein — The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly. – Ben Stein

With weak balance sheets, banks tend to continue lending unprofitable businesses and leave them existing. - Toshihiko Fukui — With weak balance sheets, banks tend to continue lending unprofitable businesses and leave them existing. – Toshihiko Fukui

“It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.”
Evan Davis

International lending banks need to focus on areas where private investment doesn't go, such as infrastructure projects, education and poverty relief. - Joseph Stiglitz — International lending banks need to focus on areas where private investment doesn’t go, such as infrastructure projects, education and poverty relief. – Joseph Stiglitz

When money is free, the rational lender will keep on lending until there is no one else to lend to. - George Soros — When money is free, the rational lender will keep on lending until there is no one else to lend to. – George Soros

“Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion.”
Bob Diamond

2 Quotes on Lending About the Greeks

“There is one bit of advice given us by the ancient Greeks, and by the Jews in the Old Testament, and by the great Christian teachers of the Middle Ages, which the modern economic system has completely disobeyed. All these people told us not to lend money at interest; and lending money at interest – what we call investment – is the basis of our whole system.”
C. S. Lewis

So you know, everyone points out Greece's default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money. - James Chanos — So you know, everyone points out Greece’s default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money. – James Chanos

9 Quotes on Lending Money for Business and Entrepreneurship

“We want to see more sources of alternative finance, from innovations in factoring such as MarketInvoice or in peer-to-peer lending such as Funding Circle which Labour local authorities are now using to support and invest in local businesses.”
Chuka Umunna

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today. - Alexi Giannoulias — One of the biggest problems out there that I hear from my friends in the business community is that there’s no lending, that it’s tough to get a loan today. – Alexi Giannoulias

You can make great money in a utility type of business by borrowing cheaply and lending sensibly but that's not what's being done. - Meredith Whitney — You can make great money in a utility type of business by borrowing cheaply and lending sensibly but that’s not what’s being done. – Meredith Whitney

“There’s another way we are getting behind business – by sorting out the banks. Taxpayers bailed you out. Now it’s time for you to repay the favor and start lending to Britain’s small businesses.”
David Cameron

One of the risks for anybody in the lending business is that being conservative can harm your competitiveness. - Michael Burry — One of the risks for anybody in the lending business is that being conservative can harm your competitiveness. – Michael Burry

I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh. - Muhammad Yunus — I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh. – Muhammad Yunus

“After getting driven into the ground by the policies of the Bush administration, the economy is creeping up. It’s doing that because people are sticking their shoulders to the wheel. Community banks are doing a lot of lending to small businesses and keeping them going.”
Stephen Stills

“Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market.”
Vince Cable

“Only institutions that go about the old-fashioned business of taking in deposits from customer A and lending them out to customer B should be called banks. The rest should call themselves what they are. ‘Parlors’ would be appropriate, or ‘dens’ – words more suitable to venerable betting pursuits.”
Graydon Carter

4 Quotes on Lending in the Real Estate Industry

“What went wrong is we had tremendous concentration in the sense we put a lot of our money to work against U.S. real estate. We got here by lending money, and putting money to work in the U.S. real estate market, in a size that was probably larger than what we ought to have done on a diversification basis.”
Vikram Pandit

The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lending to people who didn't know what they were doing. - Nassim Nicholas Taleb — The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lending to people who didn’t know what they were doing. – Nassim Nicholas Taleb

Home ownership was the fig leaf for the rise in subprime lending. But that was really about cash-out refinancing, not buying homes. - Bethany McLean — Home ownership was the fig leaf for the rise in subprime lending. But that was really about cash-out refinancing, not buying homes. – Bethany McLean

“Our primary objective in every mortgage transaction should be to borrow in a way that reduces debt, improves financial stability, and helps us get debt free in as short a time as possible!”
Dale Vermillion

4 Quotes on Lending in Politics and Governance

“The fact that so many of your people are today residents and citizens of the United States, lending their influence to our civic and economic life, which has meant so much to our development.”
Frank B. Kellogg

The trip to Iraq confirmed that I made the right decision when I voted against lending Iraq the $18 billion the United States plans to use to help rebuild the country. - Vic Snyder — The trip to Iraq confirmed that I made the right decision when I voted against lending Iraq the $18 billion the United States plans to use to help rebuild the country. – Vic Snyder

It's true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans. - Paul Singer — It’s true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans. – Paul Singer

“We also must pull from our highest ideals of justice and protect against those ills that destabilized our economy – like predatory lending, over-leveraged financial institutions and the unchecked avarice of the past that trumped fairness and common sense. Our platform calls for significant cuts in federal spending.”
Cory Booker

4 Quotes on Lending Credit

“All loans, in the eyes of honest borrowers, must eventually he repaid. All credit is debt. Proposals for an increased volume of credit, therefore, are merely another name for proposals for an increased burden of debt. They would seem considerably less inviting if they were habitually referred to by the second name instead of by the first.”
Henry Hazlitt

The business of a bank is to lend money; which amounts, nowadays, to lending credit. - John Buchanan Robinson — The business of a bank is to lend money; which amounts, nowadays, to lending credit. – John Buchanan Robinson

Why don't we call on the credit card companies to be accountable They need to be held accountable for their predatory lending practices. - Paul Wellstone — Why don’t we call on the credit card companies to be accountable? They need to be held accountable for their predatory lending practices. – Paul Wellstone

Some creditors will sing blues to lure you into debt and when you put on you dancing shoes, you’ll be compelled to dance electric shock. - Vincent Okay Nwachukwu — Some creditors will sing blues to lure you into debt and when you put on you dancing shoes, you’ll be compelled to dance electric shock. – Vincent Okay Nwachukwu

13 Quotes on Lending that Will Make You Think

“Our servicemembers are focused every day on serving our country. It’s our job to ensure that they have everything they need to do their jobs to the best of their ability. That must include effective consumer protections against predatory lending, already afforded under the Military Lending Act, for our men and women in uniform and their families.”
Conor Lamb

Borrowing is not much better than begging; just as lending with interest is not much better than stealing. - Doris Lessing — Borrowing is not much better than begging; just as lending with interest is not much better than stealing. – Doris Lessing

Large fortunes are all founded either on the occupation of land, or lending or the taxation of labor. - John Ruskin — Large fortunes are all founded either on the occupation of land, or lending or the taxation of labor. – John Ruskin

“The problem for those who assert biblical authority in support of traditional definitions of marriage is that one could, with equal validity, assert that the lending of money or certain kinds of haircuts are forbidden by God, or that slavery and the subjugation of women are authorized by the Lord.”
Jon Meacham

I could have just received royalty checks every month by lending my name to a collection, but I didn't want to do that. My name is a reflection of me. - Nicky Hilton — I could have just received royalty checks every month by lending my name to a collection, but I didn’t want to do that. My name is a reflection of me. – Nicky Hilton

I can lend you my money not my books. - Amit Kalantri — I can lend you my money not my books. – Amit Kalantri

“That’s always the way in this world. The chappies you’d like to lend money to won’t let you, whereas the chappies you don’t want to lend it to will do everything except actually stand you on your head and lift the specie out of your pockets.”
P.G. Wodehouse

It is more profitable to be a lender than a spender. - Hendrith Vanlon Smith Jr. — It is more profitable to be a lender than a spender. – Hendrith Vanlon Smith Jr.

Borrow a little and if you can't pay it back, it's your problem. Borrow a lot and if you can't pay it back, it's the lenders problem. - Willi Way — Borrow a little and if you can’t pay it back, it’s your problem. Borrow a lot and if you can’t pay it back, it’s the lenders problem. – Willi Way

“The Small Business Lending Fund was cleverly named by its authors last Congress. Since its implementation, however, it would appear a more appropriate name would be the Bailed Out Bank Refinancing Fund.”
Ed Royce

Borrowing and lending carry equal weight of sorrow. But your sorrow weighs more when you lend what you borrowed. - Nkwachukwu Ogbuagu — Borrowing and lending carry equal weight of sorrow. But your sorrow weighs more when you lend what you borrowed. – Nkwachukwu Ogbuagu

Being a Mets fan is like lending someone a lot of money and you just know that you'll never get paid back. - John Oliver — Being a Mets fan is like lending someone a lot of money and you just know that you’ll never get paid back. – John Oliver

“I’m not going to let the government make a profit out of lending money for people to go to college. So we’re going to really change this. I see it as an investment, not an expense, and I’m going to treat it that way.”
Hillary Clinton

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